CENTRELINK & BENEFITS
Centrelink Strategy & Entitlements
Means testing can be complex. We model your position, outline lawful strategies and help you report changes correctly—so there are fewer surprises.
Package
Centrelink Strategy & Entitlements
from $3,300 (advice)
- Our services are for those who require complex Centrelink and Housing advice to maintain Centrelink eligibility or housing subsidies and deal with complex Centrelink matters.
- Income/assets test and deeming explained for your situation
- Scenario modelling: lump sums, inheritances, downsizing, withdrawals
- Lawful optimisation: gifting limits, exempt assets, timing
- Submission checklist & record-keeping guidance
FAQs
- How do the tests work?
- Centrelink assesses both the income and assets tests (with deeming on financial assets). Your payment is based on the lower of the two results.
- What happens if I receive a lump sum?
- We model the impact and outline options before you act, then help you report changes correctly.
- What are the gifting limits?
- There are annual and five-year limits. Excess gifts may be counted for five years—we plan within the rules.
- Can I keep benefits if I downsize?
- Proceeds can affect the assets test. We model timing and structure to avoid unintended impacts.
Related: Post-TPD Advice · Retirement Income
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