Financial advice for important life decisions

TPD payouts, retirement, investments, inheritance and Special Disability Trusts β€” with ongoing advice to help you review your financial direction.

The right advice, now and over time

Start with the decision in front of you. Build a financial plan that brings your retirement, investments, health and family priorities together. Where suitable, continue with an agreed advice relationship to review your progress as life changes.

General advice warning: Any advice on this page is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and seek personal advice where needed. Where a financial product is involved, obtain and consider the relevant Product Disclosure Statement or other disclosure document before deciding. Investment returns are not guaranteed and investments can lose value.

Advice tailored to your health, wealth and family

We’re a specialist financial planning practice. We help people after a TPD claim, those preparing for retirement, families investing for the long term, and carers establishing Special Disability Trusts.

Our Services

What we can help you with

β€œpost-TPD financial advice meeting” β€œTPD payout strategy and Centrelink modelling” β€œTPD super withdrawal planning

Post-TPD & Compensation Advice

Manage today, protect tomorrow.
Plan your payout, income and benefits with confidence. We map the tax treatment and super access, set a simple cash plan, and outline investment steps you can live with.

portfolio construction and advice

Tax Smart Investing & Portfolio

Clarity β€’ Discipline β€’ Care.
Goal-based portfolios with a clear strategy and regular reviews. We explain the β€œwhy” behind each move and coordinate super and non-super investments to keep you on track when markets shift.

we build retirement incomes that are reliable and sustainable

Pre-Retirement Prep, Retirement Income & Pension Advice

Retire with clarity.
Plan how super can support your retirement spending. Plan contributions, TTR/pensions and whether downsizing makes senseβ€”so the future feels in your hands.

we give advice on complex Centrelink strategies

Centrelink Strategies

Make decisions with confidence.
Plain-English modelling of how changes (TPD payouts, super withdrawals, investments, gifting) may affect your payments and how to protect your lawful entitlements.

Protective & Special Disability Trusts

Protect long-term care.
Decide if an SDT is right for your family, set it up with your legal provider, plan funding, and receive ongoing trustee support and reporting.

we give expert witness reports and testimonies involving estate and financial disputes

Expert Witness Reports & Court Support

Financial analysis for defined expert instructions.
Clear assumptions, transparent method and timely delivery for court or mediation. Conference with counsel; testimony if required. Expert reports are subject to the applicable expert duties.

Why Us

Clear financial decisions when health and money collide β€” Australia-wide.
We’re specialist financial planners who help after TPD (Total & Permanent Disablement) claims, guide retirement & superannuation with evidence-based investing, give advice on Personal Injury Compensation and establish Protective & Special Disability Trusts with your solicitor. We also prepare expert financial reports and provide expert-witness testimony when required.

What sets us apart

  • Specialists, not generalists β€” Deep experience in TPD payout financial strategy, retirement planning, super, and Special Disability Trusts.

  • Plain-English modelling β€” See tax, Centrelink, cash-flow and risk trade-offs before you decide.

  • Evidence-based portfolios β€” Disciplined investing, client-focused, transparent reporting.

  • We coordinate for you β€” We work with your solicitor, doctors, insurer and fund within the agreed scope and with your authority.

  • Trusted & recognised β€” Industry recognition over many years; referrals from lawyers, other financial advisersΒ  and health professionals.

  • Stay in control β€” Simple review rhythm so you always know what happens next.

William Johns, Director and Certified Financial Planner at Health & Finance Integrated

What Clients Say

As Featured In

Start Your Tomorrow

1300 10 44 99
assistme@healthfinance.com.au

HFI provides financial advice about TPD benefits and medical retirement. Life insurance claims are handled by ClaimRight, a separate company under its own Financial Services Guide and fee agreement.

Health & Finance Integrated Pty Ltd, ABN 72 165 510 618, Corporate Authorised Representative No. 1293198 of Able Financial Services Pty Ltd, ABN 27 646 319 164, AFSL 530596. HFI is not independent, impartial or unbiased because HFI or its licensee may receive life insurance commissions. See our Financial Services Guide, adviser profiles and fee information.