Retirement Planning
Retirement Income & Age Pension Strategy
We convert super into paycheques you can rely on, using cash buffers, sensible drawdowns and investment glide-paths—then model the Age Pension so you know where you stand.
Package
Retirement Income & Age Pension Strategy
from $5,500 (advice)
- Account-based pension setup plan; annuity fit where suitable
- Drawdown policy + 12–24-month cash buffer
- Age Pension modelling (income/assets tests) & reporting steps
- Investment glide-path; annual review cadence
Implementation (pension setup, rollovers, applications) quoted after strategy selection.
How it works
- From super to income: structure pensions and accounts for flexibility and tax awareness.
- Resilience: cash reserve aims to avoid selling growth assets in downturns.
- Clarity on rules: we explain eligibility and obligations so you can report correctly.
- Long-term focus: reviews maintain sustainability and purchasing power.
FAQs
- Will I qualify for the Age Pension?
- We model your income and assets against current thresholds, then outline lawful options that may improve outcomes.
- How much can I withdraw?
- We set a drawdown policy aligned to goals and risk, with buffers for volatility; reviewed annually.
- What happens if markets fall?
- Near-term income is paid from the cash reserve while we rebalance and adjust drawdowns if needed.
