Understanding your TPD tax calculation
If the tax estimate on your TPD benefit is confusing, ask for an explanation that connects the figures with your circumstances. HFI can assess the relevant information and help you understand the financial questions that need attention.
We look at the relevant fund information and the basis for the estimate within the agreed engagement. We identify gaps or inconsistencies that require clarification, without assuming the fund has made an error.
Our role can include seeking clarification from the fund, explaining its response and assessing the implications for your personal financial advice. A trustee decision or legal dispute may need a different process or professional.
We can discuss your current position and whether any further enquiry is appropriate. The options depend on the facts and the applicable processes. A refund, correction or retrospective change cannot be promised.
“All the liaising with the super company was done for me – I just had to sign the forms.”
Jenny Calder · Google review · 2025-11-03
Selected excerpts from public Google reviews. Reviews describe individual experiences and do not guarantee tax savings, benefit entitlements or future results.
Read about HFI’s specialist TPD financial advice. Learn more about fees and engagement and the HFI team.
Tell HFI the decision you are facing and any important deadline. We discuss suitability, the proposed scope and fees before chargeable work begins. An initial enquiry does not establish an advice engagement.
Yes. Tell us who you would like involved and any communication needs. We confirm the appropriate authority, scope and communication arrangements.
Tell us what you are trying to achieve and any important deadline. We will discuss whether HFI is the right fit and explain the next step and fees.
General advice warning: Any advice on this page is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and seek personal advice where needed. Where a financial product is involved, obtain and consider the relevant Product Disclosure Statement or other disclosure document before deciding. Investment returns are not guaranteed and investments can lose value.
Health & Finance Integrated Pty Ltd, ABN 72 165 510 618, Corporate Authorised Representative No. 1293198 of Able Financial Services Pty Ltd, ABN 27 646 319 164, AFSL 530596. HFI is not independent, impartial or unbiased because HFI or its licensee may receive life insurance commissions. See our Financial Services Guide, adviser profiles and fee information.