TPD tax advice
Tax can be an important part of a TPD payout decision, but it should be considered alongside your income, debts, family needs and access to money. HFI provides specialist financial advice that connects those questions.
We assess relevant benefit information, fund records and your financial circumstances within the agreed advice scope. Where information needs clarification, we can raise the financial questions with the fund and explain what its response means for your decision.
A tax estimate is only one input. We consider the broader financial position, including costs, access needs, relevant benefit interactions and the longer-term role of the money. A lower tax figure does not automatically make an option suitable.
HFI’s advice sets out the recommended approach, reasons, material risks and relevant alternatives. Tax figures are estimates until confirmed through the applicable processes. Your accountant or registered tax agent may need to be involved for tax-agent services.
“Paul’s attention to detail and knowledge of the sector was very helpful and I saved considerably on tax.”
Soo Lynn B · Google review · 2025-04-15
Selected excerpts from public Google reviews. Reviews describe individual experiences and do not guarantee tax savings, benefit entitlements or future results.
Read about HFI’s specialist TPD financial advice. Learn more about fees and engagement and the HFI team.
Tell HFI the decision you are facing and any important deadline. We discuss suitability, the proposed scope and fees before chargeable work begins. An initial enquiry does not establish an advice engagement.
Yes. Tell us who you would like involved and any communication needs. We confirm the appropriate authority, scope and communication arrangements.
Tell us what you are trying to achieve and any important deadline. We will discuss whether HFI is the right fit and explain the next step and fees.
General advice warning: Any advice on this page is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and seek personal advice where needed. Where a financial product is involved, obtain and consider the relevant Product Disclosure Statement or other disclosure document before deciding. Investment returns are not guaranteed and investments can lose value.
Health & Finance Integrated Pty Ltd, ABN 72 165 510 618, Corporate Authorised Representative No. 1293198 of Able Financial Services Pty Ltd, ABN 27 646 319 164, AFSL 530596. HFI is not independent, impartial or unbiased because HFI or its licensee may receive life insurance commissions. See our Financial Services Guide, adviser profiles and fee information.