Key points A TPD claim inside a family with a chronically ill adult child involves more than the insurance question. TPD cover lapsing does not necessarily extinguish a claim. Superannuation access under a TPD condition of release is a separate process from the insurance claim. Centrelink means testing can interact with superannuation access timing, and […]
May Inflation Australia: What It Means for Your Money | HFI 4.0% May CPI · headline, down from 4.2% 4.4% Unemployment rate · May 2026 1 July Payday super & Division 296 tax start May inflation Australia data gave households a mixed signal this week. Two significant data releases landed this week. On Wednesday, the […]
The case settles. The client signs. The funds land. For a compensation lawyer, that moment marks the successful end of months or years of work. For the client and their family, it feels like the finish line. But without the right financial advice after compensation settlement, the real challenges are often just beginning. For many […]
TPD Approval Is Not the Finish Line | Health & Finance Integrated What happens after TPD approval: the second phase TPD approval triggers a cascade of decisions most claimants have never thought about. Tax questions. Super access choices. Legal fee deductions. Cashflow planning with no employment income. Family members with expectations about what the money […]