We understand that if you have a child with a disability or special needs, finding time to map out a plan for your personal and family finances can be a daunting task.

We also understand the financial and welfare systems you have to navigate are complex, you are time poor, therapies are expensive, your finances are very likely strained and you know there are major financial challenges yet to come.

To make the process easier, we provide a CarePlan for younger and older families caring for a child with specific needs.

Your Care Plan: For Trustees and Beneficiaries

Planning Ahead

By financially planning ahead, you’re doing the best you can to not only set up your future, but also safeguard your child and create a stable environment for them financially.

At Health and Finance Integrated, our priority is to create a sustainable, long-term life map for both you and your child.

How would you like you and your child’s future to look like in 5 years time?

Our CarePlan will create the life map that your family needs to ensure your future is secure and stable.

Trustees and beneficiary

Special Disability Trusts

If you’re child has a disability and you want to protect their finances well into the future, establishing a Special Disabilty Trust will be beneficial for both you and your child. 

Special Disability Trusts assist with helping families financially plan for the long term care and accommodation needs of a family member with a disability or special needs without it affecting their access to social services. 

In this short video, we explain what a Special Disability Trust is and how it can protect your child’s finances. 

Accessing Government Benefits

When caring for a loved one with additional needs, it’s important to know what government benefits are available to ensure your family have access to the right benefits to improve you and your child’s financial situation.

We understand that gaining access to certain payments can be difficult and can be impacted by any additional income you may receive, such as claiming your superannuation insurance.

This is why we know how to navigate these complex systems to provide you with tailored advice specific to your situation.


There are various Centrelink payment options available to both you, as a carer and/or parent, and your child with special needs. We assist families with gaining access to:

Need Clarity?

We understand how difficult it can be to make the time to create a plan and sort out finding support services for you and your family. This is why we want you to know that we can take on the hardwork for you.  

If you’re feeling unsure about where to start (as most people do), contact us today! 

Start Your Tomorrow

+1300 10 44 99